Definition
Net 10 is a payment term meaning the full invoice amount is due 10 calendar days after the invoice date. It sits between Net 7 and Net 15 and suits small businesses that need cash quickly but want to give clients a clear, reasonable deadline rather than asking for payment on receipt.
Net 10 in practice
Net 10 is common for trades, small suppliers, and freelancers billing individuals or small companies. It is short enough to protect cash flow without the pressure of due on receipt terms. Always print the actual due date next to the term so there is no doubt about when the 10 days end.
Net 10 due date calculator
Pick an invoice date and a term. You will get the due date and a line you can put on the invoice.
Choose an invoice date to see the due date.
Due on receipt, Net 7, Net 15, and Net 30 fill the due date in Invoice Website. Other terms, such as Net 45, Net 60, 2/10 Net 30, EOM, and prox, go in custom terms.
Net 10 due date examples
Add 10 calendar days to the invoice date. Weekends and holidays count.
| Invoice date | Net 10 due date |
|---|---|
| January 15, 2026 | January 25, 2026 |
| February 20, 2026 | March 2, 2026 |
| March 31, 2026 | April 10, 2026 |
| June 30, 2026 | July 10, 2026 |
| December 15, 2026 | December 25, 2026 |
How to write Net 10 on an invoice
Put the term next to the invoice date, and spell out the actual due date so nobody has to count.
- Payment terms: Net 10
- Terms: Net 10. Payment is due within 10 days of the invoice date.
- Due date: January 25, 2026 (Net 10 from January 15, 2026)
Net 10 compared with other net terms
| Term | Days to pay | Common for |
|---|---|---|
| Net 7 payment terms | 7 | Freelancers and small jobs that need cash quickly |
| Net 10 | 10 | Small businesses and repeat clients who pay promptly |
| Net 15 payment terms | 15 | Freelancers, consultants, and retainer work |
| Net 30 payment terms | 30 | Standard business-to-business invoices |
| Net 45 payment terms | 45 | Larger clients with monthly payment runs |
| Net 60 payment terms | 60 | Large corporations, wholesale, and manufacturing |
| Net 90 payment terms | 90 | Enterprise, retail, and government contracts |
Frequently Asked Questions
Does Net 10 include weekends?
Yes. Net terms count calendar days, including weekends and holidays. An invoice dated Friday, June 5 with Net 10 terms is due Monday, June 15.
Should I use Net 10 or Net 15?
Net 10 suits small jobs and clients who can pay by card or bank transfer without a long approval process. For larger companies with set payment runs, Net 15 or Net 30 is more realistic and less likely to be paid late.
Related terms
- Net 7 Net 7 is a payment term meaning the invoice is due 7 calendar days after the invoice date.
- Net 15 Net 15 is a payment term meaning the full invoice amount is due 15 calendar days after the invoice date.
- Due date The due date is the specific calendar date by which an invoice must be paid.
- Payment terms Payment terms are the conditions on an invoice that state when and how the client must pay.
This page is for general information only and is not legal, tax, or financial advice. Rules change and vary by location, so consult a qualified lawyer or accountant about your situation.